Meticulously maintained, one owner, full brick ranch, maintenance free exterior, with fully finished lower level and separate living quarters! NO HOA, quiet location, wide cove, beautifully terraced, landscaped yard. Main level features split bedroom floor plan with hardwoods throughout, except for bedrooms. Large GR with vaulted ceilings and cozy gas fireplace leads to lovely screened porch to admire the masses of azaleas and roses. Lower level features second living quarters complete with full kitchen,2nd laundry room,full bath, family room with gas fireplace, dining area and room that was used as an exercise room with large adjoining cedar closet. Covered terrace spans the back of the house.Nearly 400 sf of storage houses mechanicals with double doors to outside so plenty of room for lake toys, garden equipment etc. Don’t miss the staircase off the garage that leads to tons of addtl storage.Dock boasts covered sitting area and maintenance free decking. Most furniture negotiable!