Seller offering up to $30k for interest buydown! Welcome to pebble bay, a gated waterfront subdivision with a private boat ramp, this is modern ICF construction, with 12-inch thick exterior walls concrete, and insulation that makes it super strong and energy efficient, double insulated European windows, foam sprayed conditioned attic and insulated slab, energy recovery unit and dehumidifier for better air quality. Main floor has 4 bedrooms, each with its own bathroom, master bedroom has deck access, a huge closet, curbless shower, and separate water closet, an oversized waterfall island in the kitchen with Italian built-in appliances, an espresso machine, big pantry and laundry with cabinets and granite top. Basement has 2 living rooms, game area, gym, steam room, media room with prewired 5.1 sound system, office with closet and bathroom, walk-out porch with grill, 3 car garage with EV plug, big backyard with room for swimming pool, extra parking space for boat and cars.